Help for Small Business Owners

Are you struggling to make ends meet because of COVID-19?
Help is available! 

SIMBA is partnering with the Washington State Department of Commerce to provide outreach, technical assistance, and support to small business owners, to get you the help you need to continue operations in the wake of COVID-19. 

There are a variety of resources available to small business owners in the form of grants, loans, and Personal Protective Equipment (PPE). 

For technical assistance, call or text Anna Marie Martin at 509-710-6052
or email <> for more information. 

Here are the current opportunities. Please check back often as this information is updated frequently. Translated materials are available.

SIMBA is a member of the Washington State Department of Commerce Small Business Resiliency Assistance Network, which provides culturally and linguistically relevant outreach and technical assistance for small business owners.

Restaurant Revitalization Fund

The restaurant industry has been among the hardest-hit sectors during the economic downturn caused by the COVID-19 pandemic. To help bring jobs back and revive the industry, the American Rescue Plan, signed into law by President Joe Biden, established the $28.6 billion Restaurant Revitalization Fund at the U.S. Small Business Administration (SBA). The SBA will administer the funds to the hardest-hit small restaurants.


Eligible entities are businesses that are not permanently closed and include businesses where the public or patrons assemble for the primary purpose of being served food or drink, including:

  • Restaurants
  • Food stands, food trucks, food carts
  • Caterers
  • Bars, saloons, lounges, taverns
  • Snack and nonalcoholic beverage bars
  • Bakeries (onsite sales to the public comprise at least 33% of gross receipts)
  • Brewpubs, tasting rooms, taprooms (onsite sales to the public comprise at least 33% of gross receipts)
  • Breweries and/or microbreweries (onsite sales to the public comprise at least 33% of gross receipts)
  • Wineries and distilleries (onsite sales to the public comprise at least 33% of gross receipts)
  • Inns (onsite sales of food and beverage to the public comprise at least 33% of gross receipts)

How to apply:

You can apply through SBA-recognized Point of Sale (POS) vendors or directly via SBA in a forthcoming online application portal: Participating POS providers include Clover, NCR Corporation (Aloha), Square, and Toast. If you are working with Square or Toast, you do not need to register beforehand on the application portal.

  • Registration for the SBA application portal will begin on Friday, April 30, 2021, at 6 am PT
  • Applications will open on Monday, May 3, 2021, at 9 am PT.
  • From May 3 to May 24, 2021, the SBA will accept applications from all eligible Applicants and will prioritize reviewing applications from small businesses owned by women, veterans, and socially and economically disadvantaged individuals.
    During this period, SBA will distribute funds only for approved applications where the Applicant has self-certified that it meets the eligibility requirements for a small business concern at least 51 percent owned and controlled by women, veterans, or socially and economically disadvantaged individuals.
  • May 25, 2021 – through funds exhaustion: SBA will accept applications from all eligible Applicants and distribute funds in the order in which applications are approved by SBA.

Restaurant Revitalization Funding Program Guide

Sample Application 

Priority groups:

A small business concern that is at least 51 percent owned by one or more individuals who are:

  • Women, or
  • Veterans, or
  • Socially and economically disadvantaged (see below),
  • Socially disadvantaged individuals are those people who have been subjected to racial or ethnic prejudice or cultural bias because of their identity as a member of a group without regard to their individual qualities.
  • Economically disadvantaged individuals are those socially disadvantaged individuals whose ability to compete in the free enterprise system has been impaired due to diminished capital and credit opportunities as compared to others in the same business area who are not socially disadvantaged.
  • Applicants must self-certify on the application that they meet eligibility requirements.

Maximum and minimum amounts:

SBA may provide funding up to $5 million per location, not to exceed $10 million total for the applicant and any affiliated businesses. The minimum award is $1,000.

Funding Request Amount Calculations:

  • Calculation 1: for applicants in operation prior to or on January 1, 2019:
    2019 gross receipts minus 2020 gross receipts minus PPP loan amounts.
  • Calculation 2: for applicants that began operations partially through 2019:
    (Average 2019 monthly gross receipts x 12) minus 2020 gross receipts minus PPP loan amounts.
  • Calculation 3: for applicants that began operations on or between January 1, 2020, and March 10, 2021, and applicants not yet opened but have incurred eligible expenses:
    Amount spent on eligible expenses between February 15, 2020, and March 11, 2021 minus 2020 gross receipts minus 2021 gross receipts (through March 11, 2021) minus PPP loan amounts.
  • For those entities who began operations partially through 2019, you may elect (at your own discretion) to use either calculation 2 or calculation 3.

Gross receipts:

For the purposes of this program, gross receipts do not include:

  • Amounts received from Paycheck Protection Program (PPP) loans (First Draw or Second Draw)
  • Amounts received from Economic Injury Disaster Loans (EIDL)
  • Advances on EIDL (EIDL Advance and Targeted EIDL Advance)
  • State and local grants (via CARES Act or otherwise)
  • SBA Section 1112 payments

Funds may be used for specific expenses including:

  • Business payroll costs (including sick leave)
  • Payments on any business mortgage obligation
  • Business rent payments (note: this does not include prepayment of rent)
  • Business debt service (both principal and interest; note: this does not include any prepayment of principal or interest)
  • Business utility payments
  • Business maintenance expenses
  • Construction of outdoor seating
  • Business supplies (including protective equipment and cleaning materials)
  • Business food and beverage expenses (including raw materials)
  • Covered supplier costs
  • Business operating expenses

Get Help Filing a Restaurant Revitalization Application

To help support Applicants throughout the process, SBA will offer support through a call center hotline. Additionally, Applicants who need assistance or have limited access to the digital application will be able to apply telephonically.

  • Call center hotline 844-279-8898
  • Applicants can call this number for multilingual application or program support 

The application and supporting materials are available in translation for the following languages: 

Español Spanish لعربية  Arabic
中文简体 Chinese (simplified) 中文繁軆 Chinese (traditional)
Français French Deutsche German
ગુજરાતી Gujarati Kreyòl Ayisyen Haitian Creole
हिन्दी भाषा Hindi Italiano Italian
日本語 Japanese 한국어 Korean
Polski Polish Português Portuguese
русский язык Russian Tagalog Tagalog
Tiếng Việt Vietnamese  


Shuttered Venue Operators Grants

The $16 billion in federal SVOG grants are targeted to live venue operators and promoters, theatrical producers, performing arts organization operators, motion picture theater operators, museum operators, and talent representatives who were impacted by COVID-19. Qualifying applicants who applied for a PPP loan after Dec. 27, 2020, can also apply for this grant, with the eligible award being reduced by the amount of the PPP loan. 

Due to technical difficulties, SBA has temporarily suspended the SVOG application portal. SBA is working closely with the portal vendors to reopen as soon as possible. SBA will share advance notice of the time and date before the reopening so all applicants can be prepared and to ensure fair and equal access. Applicants may continue to register for a new account.

The portal opened on April 8.

How to prepare for the next round of grant funding: 

Prepare a document in your word processor with the following information as applicable.

  • Info about you: Name, Cell Number, Email. 
  • Your Photo ID as an image or PDF.
  • Info about your business: Name, Email, Address, Website, Business Phone Number.
  • Your business UBI number, EIN number, SSN/ITIN number, and/or DUNS number. 
  • Here is a worksheet that can help you organize your information: Economic Disaster Injury Worksheet
  • If you have not yet filed your 2020 taxes, have your 2019 Tax Statement ready. Here is a link to the IRS Small Business and Self-Employed Tax Center page. 
  • Here is a link to the Washington State Department of Revenue
  • Several previous grant applications asked for quarterly comparisons to highlight year-over-year loss.  
  • If your business has considerable sales differences according to the season, it will make sense for you to have profit and loss statements prepared for each quarter in 2019 and 2020. 
  • You might want to generate “boilerplate language” about your business, the economic losses you experienced in 2020, and how the economic downturn affected your business. If you need help preparing this information, please reach out to Anna Martin at <>. 


Department of Agriculture Relief & Recovery Grants – closed

The WSDA Relief and Recovery grants are available, thanks to a partnership with the Washington State Department of Commerce. Grants of approximately $15,000 are available for small businesses in four sectors:

  • Shellfish growers
  • Farmers market organizations
  • Agritourism farms
  • Small breweries, cideries, wineries, and distilleries (dependent upon tap or tasting room sales).

These four sectors were selected for assistance as a way to bolster the health and diversity of the Washington state economy by providing support to disproportionately impacted and previously underserved agricultural sectors. The grant program opens April 9 and runs through April 26. 

Working Washington Grant Round 4 Closed

Applicants will be notified of their status in mid-May. 

Awardees will be required to upload their direct deposit information via the secure application portal. 

For questions related to your application, call our technical support center at (855) 602-2722 or email them at

Center hours are: 8 a.m. – 7 p.m. Monday-Friday

SIMBA is a member of the Small Business Resiliency Assistance Network, which provides culturally and linguistically relevant outreach and technical assistance for small business owners.

Washington State Seal

Washington State Coronavirus Response

For up-to-date information about the impact of the coronavirus, go to the Washington State Coronavirus Response webpage. Available in multiple languages. 


 Washington Listens Support Line

The program includes a phone line to speak with support specialists and connect to community resources. People who call the Washington Listens support line will speak with a support specialist and get connected to community resources in their area. The program is anonymous.

The Washington Listens support line is 1-833-681-0211. It is available from 9 a.m. to 9 p.m. Monday through Friday, and 9 a.m. to 6 p.m. Saturdays and Sundays. TTY and language access services are available by using 7-1-1 or their preferred method. Resources and self-help tips are available on


Washington 211 COVID-19 Call Center

Washington 211 COVID-19 call center is a general information line related to COVID-19. If you need information or have a general question, call 1-800-525-0127 or text 211-211 for help. You can also text the word “Coronavirus” to 211-211 to receive information and updates on your phone wherever you are. You will receive links to the latest information on COVID-19, including county-level updates, and resources for families, businesses, students, and more.

WA State department of Commerce logo

Current Opportunities from The Washington State Department of Commerce

There are many resources available to small business owners in Washington State. Here is a current list of available grants and loans. Check back frequently. 

The Washington State Department of Commerce maintains a list of resources available to small business owners. This site updates frequently, so check back often. 


Resources available in Spokane County: 

Other Resources

Google OnAir offers free virtual workshops, events, and 1:1 coaching sessions to help small businesses and job seekers get the most out of their digital tools.

Small Business Relief Initiative and Fund – combined relief effort by GoFundMe, Yelp, Intuit QuickBooks, GoDaddy, and Make your contribution to help more small businesses receive grants. – Offering free printable signs for businesses for Covid-19 to show social distancing is important.